How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,0131
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,013
$220
9
53
$4,026
$231
17
54
$6,039
$243
25
55
$8,052
$255
32
56
$10,065
$268
38
57
$12,078
$281
43
58
$14,091
$295
48
59
$16,104
$310
52
60
$18,117
$326
56
61
$20,130
$342
59
62
$22,143
$359
62
63
$24,156
$377
64
64
$26,169
$396
66
65
$28,182
$416
68
66
$30,195
$437
69
67
$32,208
$459
70
68
$34,221
$482
71
69
$36,234
$506
72
70
$38,247
$531
72
71
$40,260
$558
72
72
$42,273
$586
72
73
$44,286
$615
72
74
$46,299
$646
72
75
$48,312
$678
71
76
$50,325
$712
71
77
$52,338
$748
70
78
$54,351
$785
69
79
$56,364
$824
68
80
$58,377
$865
67
81
$60,390
$908
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $220/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.